Find the Right Health Plan for You
Navigating health insurance can be complex. At Harding Insurance Agency in Carlsbad, we simplify the process, offering clear guidance and personalized plan comparisons for individuals and families.
Individual & Family Plans
Comprehensive coverage options tailored to your specific needs and budget, whether you're seeking insurance for yourself or your loved ones.
Coverage Options & Comparisons
We break down the details of HMOs, PPOs, and other plan types, helping you understand deductibles, copays, and network coverage to make an informed choice.
Personalized Guidance
Our local agents provide one-on-one consultations to assess your healthcare needs and recommend the plan that offers the best value and protection for your situation.
Get expert advice from a Carlsbad-based agent. Call us to discuss your options and get a personalized quote.
Mon-Fri 8:30 am - 5:00 pm
6150 Yarrow Dr, Ste F, Carlsbad
Expert Medicare Counseling in Carlsbad
Navigating Medicare can be complex. At Harding Insurance Agency, our certified counselors provide clear, unbiased guidance to help you understand your options and make confident decisions about your healthcare coverage.
What is Medicare Counseling?
Medicare counseling is a free, confidential service where our experts help you understand Medicare Parts A, B, C, and D, Medigap policies, and Medicare Advantage plans. We explain costs, coverage, and enrollment periods in simple terms.
HICAP Office Services
As a local HICAP (Health Insurance Counseling & Advocacy Program) resource in Carlsbad, we offer personalized assistance with plan comparisons, application help, and resolving billing or coverage issues with Medicare.
Assistance with Medicare Plans & Issues
We provide ongoing support for long-term care planning, prescription drug coverage reviews, and appeals assistance. Our goal is to ensure you have the right coverage for your needs and budget.
Get personalized Medicare guidance. Call our Carlsbad office to schedule a free, no-obligation counseling session.
Office Hours: Mon-Fri 8:30 am - 5:00 pm
Visit: 6150 Yarrow Dr, Ste F, Carlsbad, CA 92011