Our Story: Serving Carlsbad with Trusted Guidance

Harding Insurance Agency was founded with a clear purpose: to serve the health insurance needs of our Carlsbad neighbors. We recognized that navigating insurance options could be complex and overwhelming, and we set out to provide a local source of clarity and expertise.

Years of Local Experience

With years of dedicated experience in the health insurance industry, we've built a deep understanding of the plans, regulations, and solutions that matter most to individuals and businesses right here in Carlsbad.

Rooted in the Community

Our commitment is to Carlsbad. We're not a distant call center; we're your local advisors, invested in the well-being of our community and available for face-to-face consultations at our office on Yarrow Drive.

A Mission of Reliability

Our mission is to provide reliable, understandable, and personalized insurance solutions. We believe in building long-term relationships based on trust, integrity, and getting you the coverage that truly fits your life.

Your Local Health Insurance Experts

Have questions about your options? Speak directly with a knowledgeable agent.

Call (760) 603-1100

Hours: Mon-Fri 8:30 am - 5:00 pm

Visit: 6150 Yarrow Dr, Ste F, Carlsbad

Harding Insurance Agency professional team providing expert health insurance guidance in Carlsbad, CA

Trusted health insurance advice for Carlsbad families and businesses.

Our Core Values

At Harding Insurance Agency, our principles guide every conversation and every plan we recommend. We believe in building relationships, not just selling policies.

Integrity in All Dealings

We provide honest, transparent advice with no hidden agendas. Your best interest is our only interest, ensuring you get the right coverage for your needs in Carlsbad.

Customer-First Approach

We listen first. Your unique situation, budget, and health goals shape our recommendations. We're here to guide you, not rush you.

Continuous Education

Health insurance and Medicare rules change. We stay current on regulations and plan options so you receive the most accurate, up-to-date advice available.

These values are the foundation of our service to the Carlsbad community.

6150 Yarrow Dr, Ste F, Carlsbad, CA 92011 • Mon-Fri 8:30 am - 5:00 pm